The Best Banks in America For Busy Parents

Best Banks for Busy Parents

Hi there.  As the father of 3 kids I can say that banking has never been easy; between juggling work, homework, activities, groceries, laundry, mowing the lawn and getting more diapers, banking can sometimes be the straw that broke the camel’s back.  Why does it have to be soooo complicated.   Well, it doesn’t have to be and some of the big banks out there have gotten the message.  Many have evolved into parent-friendly operations with easy, user-friendly online, services, 24/7 telephone customer’s services, late evening and even Saturday and Sunday hours (thank you TD).  So, without further a due here are my favourite banks in America for busy parents ranked with essential features.

For more information I invite to do your research, and keep up to date by reading the latest financial news at sites like CNN Business and news.iNthacity Money.

The Best Banks in America For Busy Parents

1 – TD Bank (My absolute favourite)

Known for/Known as:

  • 24/7 customer service
  • Saturday and Sunday hours at most locations
  • Large branches, everywhere, 1,200 locations
  • Convenience Checking account requires only $100 kept in the account…no monthly service fee
  • Excellent digital tools include Zelle, remote check deposit and online bill payment

2 – Chase Bank: Credit Card, Mortgage, Banking, Auto

Known for/Known as:

  • Largest bank in the U.S.
  • Many many branches 5,000 branches in the country
  • 24/7 customer service (24/7 phone service) and top-notch digital tools
  • Readers’ Choice award for the best big bank
  • Incredible digital tools: send and receive money via Chase Quickpay with Zelle

3 – Capital One: Capital One Credit Cards, Bank, and Loans – Personal and Business

Known for/Known as:

  • Capital One accounts (checking, savings and CDs)
  • 360 Checking Account
  • Desn’t require a minimum to open the account
  • Doesn’t charge a maintenance fee,
  • Pays a higher yield than the typical big bank and
  • Offers customers ample ATM access

4 – Citibank: Online Banking, Mortgages, Personal Loans, Investing

Known for/Known as:

  • Fourth-largest bank in the U.S. based on assets
  • 24/7 customer service
  • No minimum opening deposit required to open the Citi Accelerate High Yield Savings
  • Standout features include a high-rated mobile app, ample branch access and 24/7 customer service
  • Great mobile app with strong ratings from iOS and Android users
  • Pay friends with Zelle – Lock or unlock a card with Zelle
  • Branch access: There are around 700 Citibank branches in the U.S. and more than 1,800 overseas

5 – PNC Bank: PNC Bank

Known for/Known as:

  • Awesome digital tools, high-yield savings account and optional fees
  • Pay people with Zelle and find ATMs with the app
  • APY savings account doesn’t have a minimum deposit requirement
  • Available to residents of 31 states
  • Checking account that also doesn’t charge a monthly fee
  • Neat digital tools: Financial health alerts, include warnings about “danger days,” or times you’re likely to overspend