{"id":15253898,"date":"2026-08-13T23:05:44","date_gmt":"2026-08-14T03:05:44","guid":{"rendered":"https:\/\/www.inthacity.com\/news\/kris-mayes-targets-company-that-trapped-1500-arizona-homeowners-with-hidden-liens\/"},"modified":"2026-08-13T23:33:30","modified_gmt":"2026-08-14T03:33:30","slug":"kris-mayes-targets-company-that-trapped-1500-arizona-homeowners-with-hidden-liens","status":"publish","type":"post","link":"https:\/\/www.inthacity.com\/news\/kris-mayes-targets-company-that-trapped-1500-arizona-homeowners-with-hidden-liens\/","title":{"rendered":"Kris Mayes targets company that \u2018trapped\u2019 1,500 Arizona homeowners with hidden liens"},"content":{"rendered":"
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Photo via Getty Images<\/p>\n<\/figcaption><\/figure>\n

Arizona Attorney General Kris Mayes is suing a real estate company that allegedly engaged in a predatory title scheme that defrauded approximately 1,500 Arizona residents, saying the company violated the state\u2019s consumer fraud act.\u00a0<\/span><\/p>\n

Non-Title Recorded Agreements for Personal Services, or NTRAPS, have been banned in multiple states because they use the promise of a quick sum of money \u2014 often less than $1,000 \u2014 to lock homeowners into a yearlong contract that they often don\u2019t understand until they try to sell their home.\u00a0<\/span><\/p>\n

NTRAPS work by offering a homeowner a free market analysis of their home, which usually comes with a payment to the homeowner to show how serious the company is in the home. As soon as a homeowner signs, they get the money, the analysis and usually forget about the interaction.\u00a0<\/span><\/p>\n

But that contract, which can run for up to 40 years, requires they use a specific company to list their home if they decide to sell it in the future. Failure to do so means they must pay the company 3% of the value of their home.\u00a0<\/span><\/p>\n